1. Introduction
Instaban Finance Limited including its Group of companies (“We”, “Us”, “Our”) uses cookies for a variety of reasons, but mainly to distinguish you from other users of our website located at www.instaban.co, or any other websites, pages, features, or content we own or operate (collectively the “Site(s)”), which helps us provide you with a good browsing experience and also allows us to improve our Sites. By continuing to browse our Sites, you are agreeing to our use of cookies. “Group” shall mean all entities within the Instaban Finance group of companies that are existing now or in the future, owning or owned by or under common ownership with Instaban Finance
2. What are Cookies
Cookies are tiny files that are downloaded to your computer, to improve your experience. This policy describes what information they gather, how we use it, and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or 'break' certain elements of the site’s functionality.
3. Cookies we use
Cookies are tiny files that are downloaded to your computer, to improve your experience. This policy describes what information they gather, how we use it, and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or 'break' certain elements of the site’s functionality.
We use the following cookies:
- Necessary Cookies – help make our Sites usable by enabling basic functions like page navigation and access to secure areas of our Sites. Our Sites cannot function properly without necessary cookies.
- Preference Cookies – enable our Sites to remember information that changes the way our Sites behave or look, such as your preferred language or the region that you are in
- Statistic Cookies – help us to understand how visitors interact with our Sites by collecting and reporting information anonymously.
- Marketing Cookies – used to track visitors across our Sites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third- party advertisers.
You can find more information about the individual cookies we use and the purposes for which we use them in the table below:
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| SID | YouTube/Google | Used to authenticate users help ensure that only the actual owner of an account can access that account. They prevent fraud and protect you as you interact with a service. | 13 months | Security |
| HSID | YouTube/Google | Used to authenticate users help ensure that only the actual owner of an account can access that account. They prevent fraud and protect you as you interact with a service. | 13 months | Security |
| pm_sess | YouTube/Google | Used to detect spam, fraud, and abuse. They ensure that requests within a browsing session are made by the user, and not by other sites. These cookies prevent malicious sites from acting on behalf of a user without that user’s knowledge. | 30 min | Security |
| YSC | YouTube/Google | Used to detect spam, fraud, and abuse. They ensure that requests within a browsing session are made by the user, and not by other sites. These cookies prevent malicious sites from acting on behalf of a user without that user’s knowledge. | User’s browsing session | Security |
| __Secure-YEC | YouTube/Google | Are used to detect spam, fraud, and abuse to help ensure advertisers are not incorrectly charged for fraudulent or otherwise invalid impressions or interactions with ads, and that YouTube creators in the YouTube Partner Program are remunerated fairly | 13 months | Security |
| AEC | YouTube/Google | Are used to detect spam, fraud, and abuse to help ensure advertisers are not incorrectly charged for fraudulent or otherwise invalid impressions or interactions with ads, and that YouTube creators in the YouTube Partner Program are remunerated fairly. | 6 months | Security |
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| NID | YouTube/Google | These cookies are used to remember your preferences and other information, such as your preferred language, how many results you prefer to have shown on a search results page (for example, 10 or 20), and whether you want to have Google’s SafeSearch filter turned on. | 6 months | Functionality |
| _Secure-ENID | YouTube/Google | These cookies are used to remember your preferences and other information, such as your preferred language, how many results you prefer to have shown on a search results page (for example, 10 or 20), and whether you want to have Google’s SafeSearch filter turned on. | 13 months | Functionality |
| VISITOR_INFO1_LIVE | YouTube/Google | These cookies are used to remember your preferences and other information, such as your preferred language, how many results you prefer to have shown on a search results page (for example, 10 or 20), and whether you want to have Google’s SafeSearch filter turned on. They are also used to detect and resolve problems with the service. | 6 months | Functionality |
| __Secure-YEC | YouTube/Google | These cookies are used to remember your preferences and other information, such as your preferred language, how many results you prefer to have shown on a search results page (for example, 10 or 20), and whether you want to have Google’s SafeSearch filter turned on. They are also used to detect and resolve problems with the service. | 13 months | Functionality |
| PREF | YouTube/Google | It stores information such as your preferred page configuration and playback preferences like explicit autoplay choices, shuffle content, and player size. | 8 months | Functionality |
| pm_sess | YouTube/Google | Helps maintain your browser session and lasts for 30 minutes. | 30 min | Functionality |
| VISITOR_INFO1_LIVE | YouTube/Google | This cookie may enable personalized recommendations on YouTube based on past views and searches. | 6 months | Personalization |
| UULE | Google services | Sends precise location information from your browser to Google’s servers so that Google can show you results that are relevant to your location. The use of this cookie depends on your browser settings and whether you have chosen to have location turned on for your browser. | 6 hours | Personalization |
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| _ga | Google Analytics/Google | The main cookie used by Google Analytics enables the service to distinguish one visitor from another. Google Analytics uses a set of cookies to collect information on behalf of businesses which use the Google Analytics service and report site usage statistics to them without personally identifying individual visitors. Each ‘_ga’ cookie is unique to the specific property, so it cannot be used to track a given user or browser across unrelated websites. | 2 years | Analytics |
| __Secure-YE | YouTube/Google | Analytics purposes | Analytics | |
| VISITOR_INFO1_LIVE | YouTube/Google | Analytics purposes. | Analytics |
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| NID | Google Analytics/Google | Is used to show Google ads in Google services for signed-out users. | 6 months | Advertising |
| ANID | Google ads/Google | Used to show Google ads on non-Google sites. If you have turned off personalized ads, the ‘ANID’ cookie is used to remember this preference, so you don’t see personalized ads. | 13 months in the European Economic Area (EEA), Switzerland, and the United Kingdom (UK), and 24 months everywhere else | Advertising |
| IDE | Google ads/Google | Is used to show Google ads in Google services for signed-out users. | 13 months in the European Economic Area (EEA), Switzerland, and the United Kingdom (UK), and 24 months everywhere else | Advertising |
| id | Google ads/Google | Is used to show Google ads in Google services for signed-out users. If you have turned off personalized ads, the ‘id’ cookie is used to remember this preference, so you don’t see personalized ads. | 13 months in the European Economic Area (EEA), Switzerland, and the United Kingdom (UK), and 24 months everywhere else | Advertising |
| DSID | Google ads/Google | The cookie is used to identify a signed-in user on non-Google sites so that the user’s ads personalization setting is respected accordingly. | 2 weeks | Advertising |
| _gads | Google ads/Google | This cookie supports Google showing ads on third-party sites and are set in the domain of the website you visit. | 13 months | Advertising |
| _gac_ | Google Analytics/Google | Are used by advertisers to measure user activity and the performance of their ad campaigns on third party sites. | 90 days | Advertising |
| _gcl_ | Google Analytics/Google | A set of cookies that start with ‘_gcl_’ and are primarily used to help advertisers determine how many times users who click on their ads end up taking an action on their site, such as making a purchase. Cookies used for measuring conversion rates are not used to personalize ads. | 90 days | Advertising |
| fr | Meta Products | This cookie is used to deliver, measure and improve the relevancy of ads. | 90 days | Advertising |
| _fbp | Meta Products | This cookie identifies browsers for the purposes of providing advertising and site analytics services. For instance, it counts the number of times that an ad is shown and to calculate the cost of those ads. | 90 days | Advertising |
| oo | Meta Products | Help the user/visitor to opt out of seeing ads from Meta based on activity on third-party websites. | 400 days | Advertising |
| _fbc | Meta Products | Personalize content (including ads), measure ads, produce analytics and provide a safer experience. | Advertising, Statistics | |
| _fb | Meta Products | Personalize content (including ads), measure ads, produce analytics and provide a safer experience. | Advertising, Statistics |
4. How to manage cookies:
You can decide whether or not to accept, manage, or block cookies by activating your browser’s settings on your device. We cannot delete cookies set on the Site and/or Mobile App that are managed by third parties. You can delete them in your browser’s settings. If you decide to block and/or delete cookies, this may mean that the Site and/or Mobile App preferences will be lost. Blocking all cookies may also mean certain functionalities on the Site and/or Mobile App will not operate properly. For more information on how to manage the most popular browsers, please see below:
Google Chrome
- Click the wrench icon on the browser toolbar
- Select Settings
- Click ‘Show advanced settings
- In the “Privacy” section, click the ‘Content settings ’button.
- To enable cookies in the “Cookies” section, pick ‘Allow local data to be set’, this will enable both first-party and third-party cookies. To allow only first-party cookies pick ‘Block all third-party cookies without exception
- To disable cookies, in the “Cookies” section, pick ‘Block sites from setting any data
- Note there are various levels of cookie enablement and disablement in Chrome. For more information on other cookie settings offered in Chrome, refer to the Google Chrome Help pages.
Microsoft Internet Explore
- Click on ‘Tools ’at the top of your browser In the options window navigate to the ‘Privacy ’tab
- To enable cookies: Set the slider to ‘Medium ’or below
- To disable cookies: Move the slider to the top to block all cookies
- Note there are various levels of cookie enablement and disablement in Explorer. For more information on other cookie settings offered in Internet Explorer, refer to the Internet Explorer Help pages
Mozilla Firefox
- Click on ‘Tools ’in the browser menu and select ‘Options ’
- Select the Privacy panel
- To enable cookies: Check ‘Accept cookies for sites ’
- To disable cookies: Uncheck ‘Accept cookies for sites ’
- Note there are various levels of cookie enablement and disablement in Firefox. For more information, refer to the Firefox Help pages
Opera
- Click on ‘Setting ’in the browser menu and select ‘Settings ’
- Select ‘Quick Preferences ’
- To enable cookies: check “Enable Cookies”
- To disable cookies: uncheck “Enable Cookies”
- Note there are various levels of cookie enablement and disablement in Opera. For more information on other cookie settings offered in Opera, refer to the Opera Help pages
Safari on macOS iOS iPadOS
- Click on ‘Safari ’in the menu bar and select the ‘Preferences ’option
- Click on ‘Security ’
- To enable cookies: In the ‘Accept cookies ’section select ‘Only from site you navigate to ’
- To disable cookies: In the ‘Accept cookies ’section select ‘Never ’
- Note there are various levels of cookie enablement and disablement in Safari. For more information on other cookie settings offered in Safari, refer to the Safari Google Help pages
All other browsers
- Please look for a “help” function in the browser or contact the browser provider for details.
5. Changes and updates to this policy
We may update this policy from time to time. In the event that we materially change this policy including how it collects, processes, or uses your personal information, the revised policy will be uploaded to our Site(s). In this respect, you hereby agree to accept the posting of a revised policy electronically on the Site(s) as our actual notice to you. We encourage you to periodically review this policy so that you are always aware of what information we collect, how we use it and to whom we may disclose it, in accordance with the provisions of this policy.